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Explore 13 quantitative financial calculators calibrated with official Indian macroeconomic benchmarks — RBI Policy Repo Rate (5.5%) and MoSPI Headline CPI Inflation (5.54%). Every calculation runs locally in your browser with downloadable CSV schedules.
Simulate how RBI MPC repo rate cuts or hikes impact floating-rate monthly EMIs, remaining loan tenure, and lifetime interest under EBLR rules.
Project commercial bank Fixed Deposit maturity values using Indian quarterly compounding, +0.50% senior citizen bonuses, and real spread over CPI inflation.
Measure true purchasing power of deposits and investments after deducting Indian income tax slab rates and MoSPI headline CPI inflation.
Stress-test your monthly Indian household budget, floating EBLR loan EMI/tenure, and FD emergency cushion against simultaneous RBI repo rate and CPI inflation shocks.
Calculate monthly Systematic Investment Plan (SIP) maturity value, inflation-adjusted purchasing power, post-LTCG tax net corpus, and yearly growth schedule.
Simulate increasing your monthly SIP automatically every year in line with salary increments and compare extra wealth created over a flat SIP.
Project one-time lumpsum investment compounding, wealth multiple, post-LTCG tax net maturity, and real inflation-adjusted CAGR.
Compare a one-time lumpsum investment head-to-head against a monthly SIP over identical horizons and solve the exact equivalent monthly SIP.
Quantify how a seemingly small 0.50% to 1.25% Total Expense Ratio (TER) trail commission gap between Direct and Regular plans compounds over decades.
Inflate today’s target cost using live MoSPI CPI inflation, offset existing savings growth, and back-solve exact flat or step-up monthly SIPs.
Simulate Systematic Withdrawal Plan (SWP) monthly retirement income with optional CPI-indexed annual withdrawal step-ups and exact depletion year tracking.
Measure how much terminal compounding corpus is forfeited by delaying an investment start by 1 to 10 years, and compute the required catch-up SIP.
Estimate Short-Term and Long-Term Capital Gains tax across Equity, Debt (Sec 50AA), Gold/Silver ETFs, and Hybrid mutual funds under Finance Act 2024 rules.